AikGroup

We are a leading financial holding company operating within the territory of Southeast Europe

About us

Agri Europe Cyprus Ltd financial holding consolidates bank assets of our Group, thus representing the leading financial holding company in the region that consists of the following recognized financial institutions operating in the territory of Southeast Europe: AikBank, Gorenjska Banka, AikLeasing, GB Leasing, M&V Investments. 

AikGroup operates with a clear focus to meet the unique financial needs of all clients. It is a growth-oriented full-service financial institution serving businesses and individuals across the SEE region, through extensive branch network. Over 3.000 employees provide personal services and a full range of relevant financial solutions. Highly profitable structure with app. EUR 8.9 billion of total assets, including total net loans in amount of app. EUR 6.1 billion, while funding is based on stable deposit portfolio in amount of app. EUR 7.4 billion, followed by strong capital base. The Group is pursuing growth in a responsible and sustainable manner, fostering social and economic well-being in the places where we live, work and give back.

 As a sound financial institution, dedicated towards sustainable growth and development, by sharing good practice, knowledge, and experience and with rational strategic investments, we are focused on further enlargement of our presence and strengthening of our position within regional market and Europe. 

Group Members

Our team

Board Members

Romeo Collina

Chairman of the Board of Directors

Mr. Collina started his banking career in Italy in 1980s, before moving thereafter to US for 10 years between Chicago and New York, where he took over as Deputy Chief Branch Manager, responsible for corporate clients in US and Central & South America.

In 2000, Mr. Collina moved to London as a Branch Manager until 2004 when he became the Head of Trade Financing, Corresponding Banking and International Network, in more than 20 countries, for Capitalia, the third largest Italian Banking Group. After the merger with UniCredit he was involved in the most significant turnaround projects. In 2010 he was appointed as CEO in ATF Bank, the 3rd largest Kazak Group. In 2013 he was Head of Restructuring and Workout in Italy, becoming the following year Deputy Chief Risk Officer. In 2015 Mr. Collina was nominated Deputy Chairman of the Management Board and GM in Zagrebacka, number one Bank in Croatia. From March 2016 to the end of 2018, he joined the Board of Bank Austria, number one Bank in the Country, as Deputy Chairman of the Management Board and COO. In 2019 he was part of the team who was working along with the Group CEO on the new 2020-2023 Business Plan. On January 2020 he was appointed as CEO again in Zagrebacka until he retired in September 2021.

In November 2022 Mr. Collina was nominated as a non-executive director and Chairman of Board of Directors of Agri Europe Cyprus Ltd and is currently Chairman of the Nomination Committee.

Before entering in the Banking Industry, he was a member of the Italian Water Polo National Team in two Olympic Games. He was the World Champion in1978.

Aleksandar Kostić

Vice-Chairman of the Board of Directors

Mr. Kostić has broad background in financial management. In the past years he has been involved in the realization of the banking division strategy, with a special focus on new investments and processes.

Before joining the Group, he gained knowledge and experience in private equity, credit, and real assets through different assignments and investment projects within the region. Mr. Kostić is a non-executive director and Vice-Chairman of the Board of Directors of Agri Europe Cyprus Ltd.

Aleksandar Kostić graduated from the Royal Holloway, University of London (RHUL), where he studied at the Department of Economics.
Lambros Papadopoulos

Member of the Board of Directors

Mr. Papadopoulos has 29 years of experience in senior management and board positions in listed companies in the United States, the United Kingdom, Greece, and Cyprus.

Mr. Papadopoulos commenced his career in 1993 at Ernst&Young in London, where he qualified as a member of ICAEW and worked in the divisions of Audit and Corporate Finance until 1998. During 1998-2012, he worked at Citigroup (London) as the Head of Equities Research for Greece and as Head of Research for Small and Medium Capitalization Companies in Continental Europe. Since 2006 he held the position of Managing Director and was a member of the Operating Committee in Equity Research. In 2013, Mr. Papadopoulos founded Pentep Advisors Ltd, which provides consulting services in financial and strategic matters. Amongst the other non-executive positions that Mr. Papadopoulos held, was being the Chairman of the Audit Committee and independent member of Board of Directors at Bank of Cyprus in 2013 and Hellenic Bank between 2015-2018. Between 2018-2022 he was an independent member of the Board of Directors and member of the Audit/Strategy Committees of the Board of Directors of Global Ports Investments, which is listed on the London Stock Exchange. Since July 2019, he is the Non-Executive Chairman of the Cyprus Asset Management Company (KEDIPES) while since April 2019, he is also the Non-Executive Chairman of Trastor Real Estate Investment Company which is listed on the Athens Stock Exchange.

Since January 2022 he is a Non-Executive Director, independent member of the Board of Directors of Agri Europe Cyprus Ltd and is currently the Chairman of the Audit Committee.

Mr. Papadopoulos holds a B.A. (Hons) Accounting with Computing degree (First Class) from the University of Kent at Canterbury (UK) and has been a member of the Institute of Chartered Accountants in England and Wales since 1996.
Martin Elling

Member of the Board of Directors

Mr. Elling, a Dutch national, graduated in economics in 1979 after which he joined United Nations where he worked for 11 years on sector policy lending in Asia, Eastern Europe and Africa mostly for the World Bank.

In 1992, he joined the European Bank for Reconstruction and Development (EBRD) in London, as a Senior Banker. Mr. Elling left the Bank in 1997, and he has since then created several businesses in B2B services in Ukraine and Russia. After achieving three successful exits, Mr. Elling now works mostly as a Non-executive Director concentrating on strategic development and corporate governance.

In November 2022 Mr. Elling was nominated as a non-executive director, member of Board of Directors of Agri Europe Cyprus Ltd and is currently Chairman of the Remuneration Committee.
George Syrichas

Member of the Board of Directors

Mr. Syrichas has more than 30 years of experience in the financial sector. He served as an Executive Director and Board member of the Central Bank of Cyprus and the Resolution Authority of Cyprus. He is currently on the Board of banking and financial institutions.

Mr. Syrichas also follows and deeply understands international economic and financial developments and challenges. He has participated in numerous international fora, such as the European Commission, the International Monetary Fund, the European Central Bank and the ECB Governing Council as the Governor’s accompanying expert.

In January 2022 he has been appointed as Group Chief Risk Officer, member of the Board of Directors of Agri Europe Cyprus Ltd. Since June 2023 he holds position of Non-Executive Director, member of the Board of Directors and is currently the Chairman of the Risk Committee.

Mr. Syrichas holds a PhD in Economics from the University of Essex. He has taught economics and business executive courses at various Universities and institutions in Cyprus and abroad. He frequently discusses current economic affairs in public media and has given numerous lectures in Cyprus and abroad on topics related to the Cyprus and European economies, banking, financial stability, monetary and exchange rate policy, and European Union issues.
Jelena Galić

Member of the Board of Directors

Ms. Galić graduated from Faculty of Economics at University of Belgrade and obtained Ph.D. in Economics at the same University.

Ms. Galić joined AikBank in March 2015 as Chairperson of the Board of Directors. Before this position, she was the Director of the Business Advisory Services at Deloitte Belgrade and also Practice Leader in Financial Service Industry (FSI) and Public Sector (PS) for the cluster composing of Serbia, Republic of Srpska, Macedonia and Montenegro within S&O and ICT. Her service line focus was on strategy development, business restructuring and change management. Before joining Deloitte, she was the Executive Director of the Economics Institute in Belgrade. During her 25 years of professional experience, Ms. Galić has taken a leading role in number of projects performed for public and private sector clients in the area of strategy and business development. In addition to this, during her engagement within the Economics Institute, she has also been active in providing advisory services to the government in the area of economic policy and financial sector development (she led number of projects, governed by international development agencies such as ED, WB, IFC, and performed for the government as a beneficiary). She attended many domestic and international conferences as invited speaker and published more than 40 working papers and was one of the founders and Vice President of the Serbian Association of Managers (SAM). Currently, she is a member of the Managing Board of SAM, Managing Board of Serbian Banks Association, Academic Society of Serbian Economists (ASSE), Serbian Economists Association, Banking Committee of the Serbian Chamber of Commerce, Serbian Association of Corporate Directors. She is also the Associate Professor at Belgrade Banking Academy (BBA).

In January 2022 she has been appointed as Group Chief Executive Officer, member of the Board of Directors of Agri Europe Cyprus Ltd. Since November 2024 she has been holding position of non-executive director, member of the Board of Directors.
Razvan Munteanu

Member of the Board of Directors

Mr. Munteanu is a skilled banker with over 30 years of experience.

In recent years, he was a member of the management board transforming Hypo Alpe Adria into Addiko Bank. First, he served as Retail Head and CEO. In this capacity Mr. Munteanu led the preparation and execution of the initial public offering (IPO), after leading the strategic shift to consumer lending and rebranding the group. Mr. Munteanu also served as Chief Business Officer at Privatbank, the largest Ukrainian bank.

Afterwards, Mr. Munteanu developed a portfolio of independent non-executive directorships, including First Bank Romania, Ukreximbank, Ukraine, Omnio (a Fintech in the UK), AxFina (a NPL servicing company in CEE) and Uniqa Ukraine.

He has been serving initially as the advisor to the Board of Directors of Agri Europe Cyprus Ltd since June 2024, and as the Group Chief Executive Officer, member of the Board of Directors since November 2024.
Aleksandra Babić

Member of the Board of Directors

Ms. Babić graduated from Webster University, Vienna where she also received her master’s degree. Ms. Babić has more than 15 years of experience in the financial sector. She started her career as an auditor of financial institutions in Ernst and Young. Later she joined Ernst and Young advisory team. She was engaged in projects in the risk management area including introduction and implementation of Basel standards.

In 2014, she joined AikBank, Belgrade as Head of Risk Controlling. In 2021, she became Head of Risk Management Function, responsible for development of comprehensive risk management framework on the group level and for monitoring of the implementation of the Group Risk Management and Group Risk Appetite on the subsidiary level.

She has been Group Chief Risk Officer, a member of the Board of Directors since June 2023.

News

Annual Reports

Annual report for the year 2019.

Annual report for the year 2020.

Annual report for the year 2021.

Annual report for the year 2022.

Annual report for the year 2023.

Annual report for the year 2024.

Voluntary Offer

Announcement: Agri Europe Cyprus Ltd. (“AEC”) announces the approval to sell at least 11,000 shares in Addiko Bank AG 

Agri Europe announces intention to launch a voluntary offer for a minority stake in Addiko Bank

For more information, please send email to info@aik-group.com

Address

Agri Europe Cyprus Ltd
The OVAL, Office 502
Krinou 3, Agios Athanasios 4103 Limassol, Cyprus
Registration number: HE 283453
VAT ID number: 10283435K

Contact Us

@Agri Europe Cyprus Ltd 2025, All Rights Reserved.

M&V Investment

Founded in 1995, M&V Investments has operated for many years now as a leading brokerage company offering a wide range of investment services on the domestic capital market.

Since the very beginning, M&V Investments has constantly improved its business activities, adapting to world standards and actively participating in the development of the Serbian and regional capital market. Today, M&V Investments is characterized by a recognizable reputation built on efficient business transactions.

M&V Investments has organized and processed some of the largest domestic and regional company takeovers and is an acting corporate agent for over 45 largest companies in Serbia and SEE region.

As a brokerage house with the highest participation in trading, M&V Investments has received the reward from the Belgrade Stock Exchange several times. Since 2005, M&V Investments has finished 15 years as the brokerage house with the highest turnover in trading with shares, compared to other members of the Belgrade Stock Exchange. 

AikBank

AikBank is one of the fastest-growing banks in Serbia, offering a wide range of specialized services to individual and businesses of all sizes. As a bank that is continuously growing and evolving, AikBank is committed to providing digital services, driving innovation and supporting our clients with products and solutions synonymous with modern banking. The goal is to be the bank of first choice to all clients, anytime and anywhere.

AikBank actively supports local communities, contributing to the improvement of living and working conditions in all areas where they operate. Business network includes 3 digital spots, 150 branches in 54 cities across Serbia, one of the largest ATM networks in the country with 550 locations, and more than 2,300 employees within the AikBank’s system.

History of this well-known domestic bank goes back to 1976, while the most exciting period took place over the past decade, through acquisition of banks from international banking groups: Alpha Bank (2017), Sberbank (2022) and Eurobank Direktna bank (2023), which is a unique case on the domestic market. AikBank is a member of the regional AikGroup, one of the fastest-growing banking groups in Southeast Europe, which also includes AikLeasing and M&V Investment in Serbia, and Gorenjska banka and GB Leasing in Slovenia. 

Gorenjska Banka

Gorenjska banka is a reliable, full-service Slovenian bank with a tradition dating back to 1955. It has grown into a modern, innovative, and client-focused institution, offering a comprehensive range of financial services to individual and corporate clients across Slovenia.

As part of the AikGroup, Gorenjska banka combines stability and sustainable growth, maintaining a robust capital position. The bank’s strategic focus lies in retail and corporate banking, with a visible role in the project finance and factoring, as well as focus on increasing its market share in retail banking. As a universal bank, Gorenjska banka offers a comprehensive range of financial solutions tailored to the needs of its customers as well as excellent services, supported by efficient, digital processes.

A strong commitment to ESG principles is embedded in the bank’s strategy. Gorenjska banka is a proud holder of the Green Star certificate with four stars and the Socially Responsible Employer certificate, recognizing its efforts in responsible banking, employee wellbeing, and community development. Through various CSR initiatives and strategic partnerships with NGOs, the bank actively supports environmental and social causes across Slovenia.

Driven by responsibility, trust, innovation, excellence, and dedication, Gorenjska banka is creating a sustainable future — for its clients, employees, and the broader community. 

AikLeasing

AikLeasing d.o.o. Belgrade commenced operations in March 2024, as part of the AikGroup and fully owned by AikBank. The company aims to provide existing and new clients with additional financing options under favorable conditions and flexible repayment terms.

AikLeasing’s strategy focuses on achieving comprehensive coverage across all market segments, including sectors, such as industry, small and medium-sized enterprises (SMEs), micro-businesses, and retail. While the goal is to provide broad support across all sectors, particular emphasis will be placed on micro and small businesses.

With the strong backing of AikBank a.d. Belgrade and in line with its strategic objectives, AikLeasing is well-positioned to establish a significant presence in Serbia’s dynamic leasing market, driving sustainable growth and fostering mutually beneficial partnerships with its valued clients.

As one of the newest participants in the market, AikLeasing has an advantage in innovation and delivering efficient financial solutions. This commitment underscores its proactive approach to building strong client relationships and enhancing operational excellence in the competitive Serbian leasing market 

GB Leasing

GB Leasing is an established company with a comprehensive and in-depth understanding of financial and insurance services in Slovenia. With a quality and extensive portfolio of leasing services in the movables segment, GB Leasing serves the needs of various types of customers, from individuals to legal entities. It provides financial solutions when it comes to purchasing various types of vehicles, construction and agriculture machinery, medical equipment and other equipment.

GB Leasing focuses on designing practical leasing services tailor-made for each individual customer and implemented quickly and efficiently. GB Leasing consists of a team of experienced experts and is able to provide top-notch services with the support of a strong and established network of partners and suppliers. The company’s main strategic goal is to become the leading provider of leasing services in the movables segment on the Slovenian market. 

Annual Report 2019

Agri Europe Cyprus stand alone 2019

Agri Europe Cyprus Consolidated 2019

Annual Report 2021

Disclosure of Additional Information 31.12.2021.

Audited Consolidated Financial statements for 2021.

Audited Standalone Financial statements for 2021.

Disclosure of Additional information 30.06.2021.

Annual Report 2022

Disclosure of Additional Information 31.12.2022.

Disclosure of Additional Information 30.6.2022.

Audited Consolidated Financial statements for 2022.

Audited Standalone Financial statements for 2022.

Annual Report 2023

Disclosure Report 31.12.2023.

Audited Consolidated Financial statements for 2023.

Audited Standalone Financial statements for 2023.

Disclosure of Additional Information 30.06.2023.

Annual Report 2024

Disclosure Report 30.09.2024.

Disclosure Report 30.06.2024.

Consolidated Financial statements for 30.06.2024.

Vacancies

Data Governance Specialist

Sorry, there are no positions available at this time.

Thank you for your interest in Agri Europe Cyprus Ltd.

Whistleblowing

Agri Europe Cyprus Ltd is committed to endorsing a corporate culture based on ethics and integrity, thus fostering an environment in which all stakeholders are encouraged to report any potential breaches of Code of conduct or regulatory requirements.

Reporting illegitimate conduct can sometimes be difficult for various reasons. Therefore, we have launched Whistleapp, as a whistleblowing tool, that enables you to report a breach, offering you also the possibility to report anonymously.

If you are aware of any wrongdoing, corruption, violation of financial sanctions regulations, insider trading, money laundering, environmental damage, harassment, threat to someone’s safety or health, or violation of any legal or regulatory obligation, you can submit this information via following link: https://whistleapp.vco.ey.com/. More information on how we handle your report on potential regulatory requirements breaches and protect your privacy, can also be found on the above-mentioned link.  

Personal Data Processing

General Notice on Personal Data Processing

Request Form for Data Subject

Annual Report 2025

Eurobank Direktna

Eurobank Direktna is a universal bank and one of leading financial institution, equally focused on both retail and corporate banking. It offers a comprehensive portfolio of up-to-date financial products and services that meet technological needs of modern clients. Operating with total assets of over EUR 2,6 billion and capital exceeding EUR 330 million in the market of Serbia, Eurobank Direktna represents a reliable partner and safe choice of numerous clients.

Corporate social responsibility has been an integral part of Eurobank Direktna business strategy since the beginning of its operations. Constantly committed to investing in the community where it operates successfully, Eurobank Direktna continues to realize programs focused on community improvement based the defined CSR pillars: education, healthcare, environment, culture, and social inclusion. Since its establishment in 2003, the Bank has invested more than EUR 4.8 million in these initiatives.

Since the beginning of its operations, Eurobank Direktna has been awarded for outstanding achievements in philanthropic activities and business initiatives. In 2023,  The Green Trade Facilitation Programme (Green TFP) of the European Bank for Reconstruction and Development (EBRD) granted to Eurobank Direktna an award Deal of the Year 2022 – Green Trade (sustainably sourced materials). 

Aiming to maintain one of the leading market positions in terms of innovative solutions and user-friendly e-platforms, Eurobank Direktna continues digitizing its products, improving existing services, and promoting digital transformation. Our goal remains to be the bank of preferred choice for making financial decisions of citizens of Serbia, while operating with the sense of responsibility towards the social community, employees and our clients.